Affinity Group Membership Insurance

InsurePlus specialize in organising preferential insurance, in terms of cover and pricing to various membership groups or associations. We have a number of unique facilities which means we can deliver to leverage preferential deals for various Associations or Member Groups with more competitive pricing, broader cover and a sustainable product in the longer term.

To correctly cover any Association or Group involves an individualised approach to your insurance – one size does not fit all.

Types of Schemes available :

  • Travel / Holiday Multi-trip cover Household
  • Healthcare
  • Motor
  • Business Packages

Typically your Association may require cover for the following:

Including Buildings including Clubhouses, Contents, Computers

Two points to note:

For Theft cover to apply there must be forcible and violent entry/exit to the property – if any item simply goes missing it is likely that it won’t be covered under your policy It is advisable to separate the cover for your Computers and ensure that Laptops are covered outside the Office.

Insuring your cash, cheques etc. at the office or in transit to the Bank. The policy can extend to include Personal Accident Assault which covers injury to an employee in the course of a transit.

Employers Liability
As an Employer you may be held liable for an injury to an employee. Cover for this eventuality is usually included for a limit up to € 13,000,000

When Insurers are calculating the premium to be charged they apply a rate on employee’s wages. It is important to split your employee’s into categories if possible as the rates vary. For example the rate for a Clerical employee would be lower than for a Manual employee.

Public Liability
Public Liability protects you in the event of a claim from a member of the public whether it is in injury, property damage and associated financial loss. Generally the limit covered is € 1,300,000, € 2,600,000 or € 6,500,000 however higher limits are of course available.

Directors & Officers
Protection for your firm's Directors and Officers for costs resulting from lawsuits arising out of poor management decisions, employee dismissals, shareholder grievances, and other such acts committed in good faith. Legal Expenses

Covers legal expenses in defending an action brought by a customer or employee

Pension Trustee Liability
Affords protection to company pension scheme Trustees against claims for mismanagement of their obligations and/or performance of their duties.

About Us
InsurePlus is a regulated and independent insurance broker providing honest insurance advice and quality products for our clients in the business sector. We have earned a first class reputation for our professional approach and excellence.

Our Staff, who have over 40 years combined insurance experience, are focussed on delivering insurance cover, for people in business, which is competitively priced supported by an unbeatable and friendly service.

What do we do for you?
First, we listen to what you need.
Then, we provide a comprehensive search of the insurance market to ensure you get quality cover at an affordable price.
Throughout the year, we support you with our knowledge, advice and day-to-day service.
Ultimately, if you have a claim we handle the paperwork and give you the best advice which is necessary to organise settlement.
Contact us if you wish to discuss any offerings you wish to provide your members.